Jm Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 24
Rating
Growth Option 16-06-2026
NAV ₹75.43(R) +0.04% ₹76.31(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.11% 6.81% 6.04% 5.54% 6.02%
Direct 6.21% 6.92% 6.15% 5.64% 6.12%
Benchmark
SIP (XIRR) Regular 6.33% 6.61% 6.54% 6.06% 5.95%
Direct 6.44% 6.72% 6.65% 6.17% 6.04%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.6 6.0 0.68 0.99% -6.38
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.2% 0.0% 0.0% 0.07 0.15%
Fund AUM As on: 30/12/2025 2172 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
Dsp Liquidity Fund 3
Union Liquid Fund 4
UTI Liquid Fund 5
Mahindra Manulife Liquid Fund 6
Canara Robeco Liquid Fund 7

NAV Date: 16-06-2026

Scheme Name NAV Rupee Change Percent Change
JM Liquid Fund (Direct) - Daily IDCW 10.43
0.0000
0.0000%
JM Liquid Fund (Regular) - Daily IDCW 10.43
0.0000
0.0000%
JM Liquid Fund (Regular) - Weekly IDCW 11.0
-0.0100
-0.1300%
JM Liquid Fund (Direct) - Weekly IDCW 11.01
-0.0100
-0.1300%
JM Liquid Fund (Regular) - Bonus Option - Principal Units 24.15
0.0100
0.0400%
JM Liquid Fund (Regular) - Quarterly IDCW 42.7
0.0200
0.0400%
JM Liquid Fund (Direct) - Quarterly IDCW 43.33
0.0200
0.0400%
JM Liquid Fund (Regular) - Super Institutional Plan - Growth Option 43.37
0.0200
0.0400%
JM Liquid Fund - Growth Option 75.43
0.0300
0.0400%
JM Liquid Fund (Direct) - Growth Option 76.31
0.0300
0.0400%

Review Date: 16-06-2026

Beginning of Analysis

Jm Liquid Fund is the 23rd ranked fund in the Liquid Fund category. The category has total 33 funds. The 2 star rating shows a poor past performance of the Jm Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 0.99% which is lower than the category average of 0.99%, showing poor performance. The fund has a Sharpe Ratio of 4.6 which is lower than the category average of 4.75.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Jm Liquid Fund Return Analysis

  • The fund has given a return of 0.58%, 1.78 and 3.24 in last one, three and six months respectively. In the same period the category average return was 0.58%, 1.8% and 3.26% respectively.
  • Jm Liquid Fund has given a return of 6.21% in last one year. In the same period the Liquid Fund category average return was 6.25%.
  • The fund has given a return of 6.92% in last three years and ranked 26.0th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 6.93%.
  • The fund has given a return of 6.15% in last five years and ranked 25th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 6.14%.
  • The fund has given a return of 6.12% in last ten years and ranked 16th out of twenty eight funds in the category. In the same period the category average return was 6.08%.
  • The fund has given a SIP return of 6.44% in last one year whereas category average SIP return is 6.48%. The fund one year return rank in the category is 29th in 35 funds
  • The fund has SIP return of 6.72% in last three years and ranks 26th in 33 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.88%) in the category in last three years.
  • The fund has SIP return of 6.65% in last five years whereas category average SIP return is 6.67%.

Jm Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.2 and semi deviation of 0.15. The category average standard deviation is 0.19 and semi deviation is 0.15.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.58
    0.57
    		0.49 | 0.60 17 | 37 Good
    3M Return % 1.76
    1.76
    		1.50 | 1.85 28 | 37 Average
    6M Return % 3.19
    3.19
    		2.88 | 3.31 28 | 37 Average
    1Y Return % 6.11
    6.11
    		5.58 | 6.29 26 | 37 Average
    3Y Return % 6.81
    6.79
    		6.24 | 6.97 24 | 35 Average
    5Y Return % 6.04
    6.00
    		5.43 | 6.16 22 | 35 Average
    7Y Return % 5.54
    5.50
    		4.98 | 5.70 22 | 34 Average
    10Y Return % 6.02
    5.97
    		5.42 | 6.13 15 | 27 Average
    15Y Return % 7.03
    6.97
    		6.43 | 7.28 10 | 22 Good
    1Y SIP Return % 6.33
    6.34
    		5.79 | 6.54 26 | 35 Average
    3Y SIP Return % 6.61
    6.62
    		6.07 | 6.79 24 | 33 Average
    5Y SIP Return % 6.54
    6.53
    		5.96 | 6.70 24 | 33 Average
    7Y SIP Return % 6.06
    6.04
    		5.47 | 6.19 23 | 32 Average
    10Y SIP Return % 5.95
    5.95
    		5.36 | 6.06 20 | 25 Average
    15Y SIP Return % 6.38
    6.35
    		5.78 | 6.50 12 | 22 Good
    Standard Deviation 0.20
    0.19
    		0.17 | 0.20 29 | 34 Poor
    Semi Deviation 0.15
    0.15
    		0.13 | 0.16 32 | 34 Poor
    Sharpe Ratio 4.60
    4.75
    		1.93 | 5.73 24 | 34 Average
    Sterling Ratio 0.68
    0.68
    		0.62 | 0.69 24 | 34 Average
    Sortino Ratio 6.00
    6.82
    		1.14 | 10.54 24 | 34 Average
    Jensen Alpha % 0.99
    0.99
    		0.42 | 1.17 24 | 34 Average
    Treynor Ratio -6.38
    -6.74
    		-9.23 | -6.00 11 | 34 Good
    Modigliani Square Measure % 9.60
    9.73
    		7.64 | 10.47 24 | 34 Average
    Alpha % -0.74
    -0.82
    		-1.42 | -0.66 8 | 34 Very Good
    Return data last Updated On : June 16, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.58 0.58 0.50 | 0.61 20 | 38 Good
    3M Return % 1.78 1.80 1.56 | 1.87 30 | 38 Average
    6M Return % 3.24 3.26 2.91 | 3.36 30 | 38 Average
    1Y Return % 6.21 6.25 5.78 | 6.40 28 | 37 Average
    3Y Return % 6.92 6.93 6.51 | 7.05 26 | 35 Average
    5Y Return % 6.15 6.14 5.82 | 6.25 25 | 35 Average
    7Y Return % 5.64 5.63 5.25 | 6.01 24 | 34 Average
    10Y Return % 6.12 6.08 5.66 | 6.39 16 | 28 Average
    1Y SIP Return % 6.44 6.48 5.85 | 6.66 29 | 35 Poor
    3Y SIP Return % 6.72 6.75 6.27 | 6.88 26 | 33 Average
    5Y SIP Return % 6.65 6.67 6.31 | 6.79 26 | 33 Average
    7Y SIP Return % 6.17 6.18 5.84 | 6.29 25 | 32 Poor
    10Y SIP Return % 6.04 6.06 5.69 | 6.26 21 | 26 Average
    Standard Deviation 0.20 0.19 0.17 | 0.20 29 | 34 Poor
    Semi Deviation 0.15 0.15 0.13 | 0.16 32 | 34 Poor
    Sharpe Ratio 4.60 4.75 1.93 | 5.73 24 | 34 Average
    Sterling Ratio 0.68 0.68 0.62 | 0.69 24 | 34 Average
    Sortino Ratio 6.00 6.82 1.14 | 10.54 24 | 34 Average
    Jensen Alpha % 0.99 0.99 0.42 | 1.17 24 | 34 Average
    Treynor Ratio -6.38 -6.74 -9.23 | -6.00 11 | 34 Good
    Modigliani Square Measure % 9.60 9.73 7.64 | 10.47 24 | 34 Average
    Alpha % -0.74 -0.82 -1.42 | -0.66 8 | 34 Very Good
    Return data last Updated On : June 16, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Jm Liquid Fund NAV Regular Growth Jm Liquid Fund NAV Direct Growth
    16-06-2026 75.4336 76.3141
    15-06-2026 75.4032 76.2832
    12-06-2026 75.3518 76.2305
    11-06-2026 75.3351 76.2133
    10-06-2026 75.3211 76.199
    09-06-2026 75.3069 76.1844
    08-06-2026 75.2815 76.1585
    05-06-2026 75.2379 76.1138
    04-06-2026 75.2166 76.092
    03-06-2026 75.1996 76.0746
    02-06-2026 75.1883 76.063
    01-06-2026 75.1771 76.0514
    29-05-2026 75.1383 76.0115
    27-05-2026 75.1083 75.9808
    26-05-2026 75.0958 75.9679
    25-05-2026 75.0843 75.9561
    22-05-2026 75.0475 75.9183
    21-05-2026 75.0349 75.9054
    20-05-2026 75.026 75.8961
    19-05-2026 75.0143 75.8841
    18-05-2026 75.0012 75.8706

    Fund Launch Date: 23/Dec/1997
    Fund Category: Liquid Fund
    Investment Objective: To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in Debt and money market securities with maturity of upto 91 days only.
    Fund Description: Open Ended Debt Liquid Fund
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.